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🏠 Free Calculator
Rent vs Buy Calculator
Compare the estimated financial impact of renting and buying, including housing costs, home equity, property growth, and invested savings.
Renting Assumptions
Current Monthly Rent
Annual Rent Increase (%)
Buying Assumptions
Home Price
Down Payment
Mortgage Interest Rate (%)
Mortgage Term (Years)
Annual Property Tax (%)
Annual Home Insurance
Annual Maintenance (%)
Monthly HOA or Service Charge
Buying Closing Costs (%)
Selling Costs (%)
Expected Annual Home Appreciation (%)
Comparison Assumptions
Expected Investment Return (%)
Comparison Period (Years)
Compare Rent vs Buy →
Estimated Better Financial Position
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Enter your housing assumptions