Even $20 a month invested at 10% annually grows to over $15,000 in 20 years. The amount matters less than the habit.
- Step 1: Open an investment account. Most platforms have no minimum.
- Step 2: Start with index funds. Low fees. Broad diversification.
- Step 3: Set up automatic monthly contributions.
- Step 4: Increase contributions every time your income grows.
Every month you wait is compound interest you are giving away.
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⚡ Your Action Step
What is one thing from this article you can act on today? Write it down. Then do it. Wealth is built one decision at a time.