You cannot improve what you do not measure. These five numbers give you a complete picture of your financial health.

  • 1. Your net worth. Total assets minus total liabilities. Is it growing?
  • 2. Your savings rate. What percentage of your income do you save? Aim for 20% minimum.
  • 3. Your monthly expenses. Know exactly what it costs to run your life.
  • 4. Your total debt. Every debt, every interest rate, every minimum payment. Written down.
  • 5. Your financial freedom number. Annual expenses multiplied by 25. That is how much you need invested to never work again.

Run these numbers today. Then run them again next month. Track the direction of travel.

Use the free tools at wealthinsights.co.ke to calculate your numbers right now.