Tag: digital credit Kenya

Personal loans may look convenient, but in Kenya they often lead to financial stress, lost income, and negative returns. Discover why high interest rates, weak asset performance, and salary-based borrowing make loans a trap for many Kenyans—and learn smarter ways to build wealth through savings, SACCOs, and long-term investing.

Explore how digital credit, asset financing, and mobile loans have fueled a debt culture in Kenya. This in-depth guide reveals the causes, effects, and solutions to the rising trend of defaults in the new economy.