Tag: NSSF Kenya

A complete guide to retirement planning, pension schemes, long-term investing, and income strategies to help you retire comfortably and financially secure.

Discover how to build steady cash flows in Kenya through bonds, dividend stocks, and SACCO investments. Detailed analysis for investors seeking financial freedom

Personal loans may look convenient, but in Kenya they often lead to financial stress, lost income, and negative returns. Discover why high interest rates, weak asset performance, and salary-based borrowing make loans a trap for many Kenyans—and learn smarter ways to build wealth through savings, SACCOs, and long-term investing.

Taxes, inflation, debt, and retirement fund schemes silently trap the middle class and poor in financial struggle. While salaries are taxed heavily, inflation erodes savings, debt compounds against borrowers, and pension reforms shrink take-home pay without delivering real retirement security. This blog explains how these forces keep people poor—and outlines strategies to break free through smarter money choices.

Kenya’s NSSF reforms aimed at boosting retirement savings have backfired. Mandatory deductions of up to Sh4,320 per month have reduced take-home pay, forcing many workers to abandon voluntary savings. Contributions per person are higher, but overall savings have plunged by 47%. Without adjustments, NSSF risks becoming a scheme for the elite instead of a national safety net.

Kenya’s NSSF reforms aimed at boosting retirement savings have backfired. Mandatory deductions of up to Sh4,320 per month have reduced take-home pay, forcing many workers to abandon voluntary savings. Contributions per person are higher, but overall savings have plunged by 47%. Without adjustments, NSSF risks becoming a scheme for the elite instead of a national safety net.

Kenya’s NSSF reforms aimed at boosting retirement savings have backfired. Mandatory deductions of up to Sh4,320 per month have reduced take-home pay, forcing many workers to abandon voluntary savings. Contributions per person are higher, but overall savings have plunged by 47%. Without adjustments, NSSF risks becoming a scheme for the elite instead of a national safety net.